Siddhant Ke Siddhant @[email protected]
89K subscribers - no pronouns :c
Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
You lost money in F&O trades this year.
(So no taxes, right?) Wrong.
Welcome to India’s most misunderstood financial trap:
(Futures & Options taxation.)
Thousands of new traders enter the F&O market every month, hoping for fast profits.
But by the time tax season arrives, many don’t even know they were supposed to report anything.
And that silence could trigger something worse than a red P&L:
An income tax notice.
Let’s break down the F&O tax bomb:
✅ F&O income is classified as “business income,” not capital gains.
You must report it using ITR-3, not ITR-1 or ITR-2.
✅ Your total turnover includes both profit and loss legs, not just net P&L.
✅ Audit becomes mandatory if:
- Your F&O turnover exceeds ₹10 crore (with digital transactions), or
- Your declared profit is less than 6% of turnover, and you’re not opting for presumptive taxation under Section 44AD
✅ If you incur losses and want to carry them forward,
you must file ITR-3 on or before the due date (typically July 31)
and maintain proper books of accounts — or those losses can’t be carried forward.
✅ If you skip the audit (when required), your return can be invalid, and your losses? Gone for tax purposes.
🔍 Why this matters in 2025:
The Income Tax Department now cross-verifies broker reports, UPI transactions, and trading patterns to detect a mismatch between your trades and filed returns.
Even if you made a loss, if you didn’t report it correctly, you may face:
⚠️ Scrutiny notices
⚠️ Penalties
⚠️ Disqualification of loss set-off
⚠️ Questions about undisclosed income
📉 Why is this dangerous?
- 90% of retail F&O traders don’t even file ITR-3
- Many CAs don’t know how to compute F&O turnover
- Finfluencers talk about strategy, never about tax rules
💡 What should you do right now?
- Calculate F&O turnover using correct method (profit + loss legs)
- Choose ITR-3, not ITR-1 or 2
- Check if the audit applies, especially if you declared low profit or high turnover
- File before the deadline, or else you lose the right to carry forward losses
- Maintain books of accounts, even if you’re only trading part-time
This isn’t tax advice.
It’s a wake-up call.
In trading, losing money is painful.
But ignoring tax rules can cost you even more, and stay with you longer.
Because SEBI is watching.
And now, so is the Income Tax Department.
#FuturesOptions #IncomeTaxIndia #RetailInvesting #TaxSeason2025 #FilingReturns #ITR3 #AuditRules #TradingIndia #FinanceAwareness #LinkedInIndia #RetailTraders #MoneyMatters
9 - 2
Finfluencers are manipulating retail investors with fake tips, pump-and-dump trades, and Telegram signals.
And they’re not wrong.
We’ve seen it, from Gensol and Vauld to fake courses and YouTube traders selling hope in a ₹999 plan.
But let’s not pretend this is new.
Because the OG stock market manipulators in India have always been sitting in AC studios, not Instagram lives.
Let’s talk about legacy business media.
Remember Ruchi Soya?
- The stock shot up 8,000% in under 18 months.
- TV anchors called it a “spiritual comeback story.”
What they didn’t say:
- 99% of the shares were locked with insiders.
- Retail investors? Burned.
Or Yes Bank?
- While anchors praised Rana Kapoor’s “vision,” the stock went from ₹400 to ₹10.
- Those interviews? Still online.
- The losses? Never addressed.
DHFL?
- Business news shows backed its promoters.
- Meanwhile, ₹30,000 crore was being siphoned off.
- Retail investors were shown charts.
- Promoters were hiding fraud.
Newspapers?
- They run “Top 5 Stock Picks” during festivals and Budgets.
- You think it’s research.
- What you don’t know is that many of these are paid placements.
So yes, finfluencers should be regulated.
But if we stop there, we’re being selective.
This isn’t about influencers vs investors.
It’s about an ecosystem that monetizes misinformation and always has.
It’s time SEBI applied the same scrutiny to what’s printed and broadcast, not just what’s posted.
Because in the end, whether it’s a Telegram group or a TV screen.
If you're being misled, it doesn’t matter how glossy the logo is.
8 - 2
Health is wealth… unless you live in India, then it’s a luxury.
One medical emergency can wipe out 10 years of savings for the average Indian family.
Let’s talk numbers:
- As of 2024, 30 crore Indians, nearly 1 in 4, have no health insurance of any kind.
- Of those “covered,” more than half rely on basic government schemes like Ayushman Bharat that don’t fully cover private treatment.
- Less than 10% of Indians have comprehensive private health insurance.
Now compare this with other countries:
- USA – 92% insured
- Germany – 100% (universal coverage)
- South Korea – 98%
- India – ~75% on paper, but mostly partial or ineffective coverage
So when we say “India is growing,” let’s also ask:
Who can afford to fall sick in this growth story?
Here’s what a real hospital bill looks like:
- ICU + surgery + 5-day stay in a private hospital: ₹7–10 lakh
- Average middle-class salary: ₹20,000–₹40,000/month
- Result: borrowing, selling assets, skipping treatment
And yet, most people don’t have proper coverage. Why?
- Lack of awareness
- Mis-selling by agents
- Confusing policy terms
- Delayed claim settlements
- The belief: “It won’t happen to me”
Until it does.
The harsh truth?
In India, healthcare is free, only if you die quickly.
But if you want to survive, you need money. Or coverage. Or both.
We don’t need more unicorns.
We need better safety nets.
Until then, every illness will keep bankrupting the very people building this country.
Are you properly insured? Is your family?
Let’s talk about it — before the hospital bill does.
12 - 4
51% of EV owners in India want to switch back to petrol.
Yes, more than half.
We thought EVs were the future.
We thought they’d save the planet, our wallets, and the driving experience.
But the real ownership story is turning out very different.
Here’s what the recent data says:
A Park+ survey of 14,000 EV users revealed that 51% are unhappy and want to switch back to internal combustion engines (ICE).
Top reasons: long charging times, lack of charging stations, higher insurance premiums, and resale value issues.
Many owners report that real-world mileage is far lower than advertised.
On average, EV resale values have dropped 20–30% in just 2–3 years.
Some states still lack fast-charging infrastructure beyond metros.
What’s worse?
The initial cost of an EV is still much higher than petrol vehicles, and the long-term savings are not always clear.
EVs aren’t bad tech.
They’re just not ready for everyone.
And pushing adoption without fixing infra, resale, and repair ecosystem might backfire.
This is not an anti-EV post.
It’s a reminder: not every innovation is valuable without strong execution.
Before we switch, we must ask, is the system ready to support the shift?
Because if it isn’t, it’s not a revolution.
It’s just marketing.
No strong opinions here. Just data.
Would love to know your views.
20 - 2
Who outperformed fund managers quietly and consistently?
Not analysts.
Not traders.
Not fintech bros.
Indian women.
They bought gold for decades — not for trading, not for chasing returns, but for safety, security, and culture. Today, they collectively hold 25,000 tonnes of gold, worth more than the official reserves of the US, IMF, and Germany combined.
And guess what?
Gold has outperformed during every major crash — 2008, 2020, and 2024.
It has given 13–14% annual returns over the last 10 years.
No demat, no portfolio, no noise.
Just belief and patience.
Now with gold ETFs, SGBs, and digital gold growing fast — the next generation is adapting the same wisdom with better tools.
The lesson?
Smart investing doesn’t always look flashy.
Sometimes, it just looks consistent.
What do you think? Are we finally ready to give them credit?
4 - 0
Zomato is going to replace Britannia in Nifty 50.
This is what happens when a bunch of people enter in the market without knowing the ABC of Fundamental Analysis.
15 - 0
Each woman aged 18 and above in Delhi is set to receive ₹2,100 per month under this scheme.
With 33 lakh eligible women, the total monthly expenditure is:
33,00,000 × ₹2,100 = ₹693 crore.
Annually, this skyrockets to:
₹693 crore × 12 = ₹8,316 crore.
To put this into perspective, the scheme alone will consume 11.55% of Delhi’s total budget of ₹72,000 crore:
(₹8,316 ÷ ₹72,000) × 100 ≈ 11.55%.
This means over ₹22 crore per day will be spent on this initiative, equivalent to funding thousands of schools, hospitals, or public infrastructure projects annually.
Is this the best use of taxpayers’ money, or just a populist gimmick draining vital resources?
43 - 4
2024 is almost gone and
2025 is gonna be a "Crypto Trading Era".
Here is a video for you guys which can help you to learn Crypto Trading in 30 days.
This video includes an amazing 30-days roadmap to learn Crypto trading.
11 - 0
Checkout my first podcast with Navjot bhai.
2 - 0
If you have ₹10,000 or less and think you can turn it into ₹10 lakh through trading, let me be honest—that's not going to happen.
Trading isn’t designed for those with very small capital, and that’s the reality. Here’s why:
As a beginner, the focus should be on achieving realistic returns. Typically, that’s around 1-2% per month. If you’re starting with ₹10k, that means you might earn ₹100-₹200 a month. Now, with that small amount, it's tough to sustain or grow significantly.
So, what’s the solution?
Use that initial capital to learn. Once you shift your mindset from trying to make a quick profit to gaining knowledge and improving your skills, you’ll stop worrying about small returns. Focus on building your edge in trading while working a side hustle or job to grow your capital.
This approach—patience, learning, and saving—gives you the most realistic path to success in trading.
40 - 2
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