Markus Heitkoetter - Investor & Lifelong Learner @[email protected]
126K subscribers - no pronouns :c
I Used to Work Hard for Money, Now I Have My Money Working H
Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
Most new traders blow up not because they’re dumb, but because they’re greedy—and I was one of them.
Watch the full interview ⬇️
2 - 2
Most investors freeze during market crashes.
They wait for the "perfect bottom" that never comes.
Then they miss the entire recovery.
I've been studying market behavior for over 20 years, and here's what the data actually shows:
- Every market crash in the last 100 years has recovered. ALL of them.
- 10% corrections happen every ~2 years (average recovery: 87 days)
- 20% drops happen every ~8 years (average recovery: 452 days)
- 30%+ crashes happen every ~12 years (average recovery: 10 months)
The real risk isn't buying too early.
It's missing the rebound entirely.
That's why I developed the Triple Strike Strategy.
In a nutshell, here’s how it works.
✅ Deploy 50% of capital at a 10% drop
✅ Deploy 25% more at a 20% drop
✅ Deploy final 25% at a 30% drop
No guesswork. No emotion. No timing the bottom.
Just systematic positioning that lets you sleep through crashes and wake up richer.
I just released a detailed video breaking down exactly how to implement this strategy, including:
- How to set your crash trigger levels
- Creating your crash-ready playbook
- Common mistakes to avoid
As Warren Buffett says: "Be fearful when others are greedy, and greedy when others are fearful."
And this strategy gives you the system to actually DO that.
Watch the video below.
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👉 Want to learn the exact system I used to break free? Let me know, and I’ll send it to you.
#wealthbuilding #stockstrading #tradingtips
11 - 1
Standing on this cliff in Iceland, I realized something:
The goal is not just to get rich - it’s to have the freedom to live life on your terms with the people you love.
Back when I was still at IBM, “travel” meant airports, meetings, and hotel rooms that blurred together.
Success meant bigger bonuses. Fancier job titles. And with that came longer hours.
But real success?
It’s this:
✅ Waking up without an alarm clock.
✅ Walking to the edge of the world without a calendar full of Zoom calls.
✅ Standing still — because your money is already working for you.
This isn’t a humblebrag.
It’s a wake-up call.
Because if I’m being honest, I spent years climbing a ladder that was leaning against the wrong wall.
What changed?
I stopped chasing “more” and started designing better.
I built a system for income that didn’t require me to work 60-hour weeks.
And I focused on SRC Profits — Systematic. Repeatable. Consistent.
Not for the sake of more commas in my bank account.
But so I could remember who I am when I’m not busy being “productive.”
Wealth that works while you live.
So you’re not stuck waiting for “someday.”
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Is this helpful? And let me know if you want me to send you the exact blueprint that I used.
#FinancialFreedom #SuccessMindset
37 - 2
In 2006, I did what everybody did:
I bought houses. Then more houses.
Eventually, I “leveled up” to apartment complexes.
At my peak, I had 𝟵𝟲 𝗮𝗽𝗮𝗿𝘁𝗺𝗲𝗻𝘁 𝘂𝗻𝗶𝘁𝘀.
Which also meant:
- 96 toilets
- 288 appliances
- *unlimited* chances for things to go wrong every single day
I kept telling myself:
“This is the price of financial freedom.”
Until one day, I realized… I wasn’t free at all.
My weekends were gone.
My stress was high.
My time? It belonged to tenants, plumbers, and unpredictable surprises.
Then came the final straw - a tenant’s unit got wrecked. Not by wear and tear.
By a drunk driver crashing into their living room (True Story!)
That night I asked myself:
“Is this really what wealth looks like?”
So I made a choice.
I sold everything.
And I transitioned all of my wealth building to trading and investing in stocks - but not the way Wall Street does it.
I built my approach around three principles:
✅ Systematic - I follow a rules-based process.
✅ Repeatable - I can use it in any market condition.
✅ Consistent - My goal is steady profits, not hype-driven home runs.
No tenants.
No repairs.
No 3AM emergencies.
Just me, my trading software, and 20-30 minutes a day.
I call this the SRC Method. And it changed everything.
Real wealth isn’t just having money.
It’s about having control over your time.
Having confidence in your plan.
And waking up knowing that your income doesn’t rely on your presence.
If you’re building wealth the hard way…
Maybe it’s time for a different strategy.
I share the full story — and my exact approach — in a new video. Let me know if you want the link. ⬇️
#FinancialFreedom #InvestingTips
12 - 4
Your Wealth Needs a Fortress
I stood on these ancient stone walls of Montjuïc Castle, Barcelona, overlooking the sea… and I couldn’t help but think:
𝗘𝘃𝗲𝗿𝘆 𝗳𝗼𝗿𝘁𝗿𝗲𝘀𝘀 𝗶𝘀 𝗯𝘂𝗶𝗹𝘁 𝗼𝗻 𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗴 — 𝘀𝗼𝗹𝗶𝗱 𝗳𝗼𝘂𝗻𝗱𝗮𝘁𝗶𝗼𝗻𝘀.
❌ Not speed.
❌ Not hype.
❌ Not hope.
A fortress doesn’t gamble. It prepares.
It’s not flashy. It’s resilient.
It’s not reactive. It’s strategic.
And your financial life should be no different.
For years, I built what I thought was a fortress through real estate.
But it turned out, I built a castle on sand.
❌ Tenants stopped paying rent.
❌ Appliances broke.
❌ Nighttime calls never stopped.
I realized:
𝗜 𝗱𝗶𝗱𝗻’𝘁 𝗵𝗮𝘃𝗲 𝗮 𝗳𝗼𝗿𝘁𝗿𝗲𝘀𝘀. 𝗜 𝗵𝗮𝗱 𝗮 𝘁𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗶𝗺𝗲 𝗯𝗼𝗺𝗯.
So I tore it all down.
Sold every property.
And I moved everything into the 𝘀𝘁𝗼𝗰𝗸 𝗺𝗮𝗿𝗸𝗲𝘁 using 𝗦𝗥𝗖 𝗽𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲𝘀:
𝗦𝘆𝘀𝘁𝗲𝗺𝗮𝘁𝗶𝗰. 𝗥𝗲𝗽𝗲𝗮𝘁𝗮𝗯𝗹𝗲. 𝗖𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁.
That’s the foundation.
Now?
- My investments run in 20–30 minutes a day.
- My stress is lower.
- My time is mine again.
No more chasing “what ifs.” Just execution with confidence.
So let me ask you this:
𝗜𝘀 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻 𝗮 𝗳𝗼𝗿𝘁𝗿𝗲𝘀𝘀… 𝗼𝗿 𝗮 𝗳𝗮𝗰𝗮𝗱𝗲?
If your wealth doesn’t give you peace of mind, control, and freedom — it might be time to rebuild.
And when you’re ready to do this, let me know and I’ll give you some resources that will help.
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Let me know if you want me to send you the exact blueprint that I’m using to manage my finances and building my wealth.
#WealthBuilding #FinancialPlan
15 - 5
“Real estate is the key to wealth.”
At least, that’s what I believed back in 2006.
I had just read Rich Dad, Poor Dad, and like everyone else, I was sold.
I started with a few single-family homes. Then a few more.
Before I knew it, I had 10 of them.
But here’s the truth nobody told me — managing real estate wasn’t building wealth.
It was building stress.
So I “scaled” into apartment complexes.
That’s what the gurus said was next, right?
Fast-forward a few years, and I owned 96 doors.
Sounds impressive.
Until you realize what comes with it:
- 96 tenants with 96 ways to create emergencies.
- 96 AC units that broke in the middle of Texas heat waves.
- Late-night calls from the police because a drunk driver crashed into someone’s living room (True Story!)
❌ This wasn’t passive income. It was full-time firefighting.
I wasn’t building a real estate empire.
I was building a never-ending job.
So in 2021, I sold everything.
I took the equity and moved it into something the gurus warned me about:
The stock market.
But I didn’t “YOLO” into meme stocks.
I have a systematic, repeatable, consistent process that I call the SRC Method.
And it works.
No more Saturday morning calls dealing with a broken toilet.
These days, I wake up and make myself an almond milk latte.
Then I open my trading software.
I execut a few trades.
Done in under 30 minutes.
That’s when I realized…
Wealth isn’t just about the money.
It’s about time.
If you’re buried in properties, tenants, and stress — you’re not free.
And if your financial strategy relies on 3AM emergency calls, is it really a strategy?
Want to see why stocks beat real estate in every way that matters?
I break it all down in my latest YouTube video here ⬇️.
#RichDadPoorDad #FinancialFreedom
26 - 2
What Warren Buffett Just Taught Us About Building Wealth with Certainty (Even at 94)
When I first started trading, I thought wealth was about hustle.
More hours. More screens. More stress.
But watching Buffett speak at this year’s Berkshire meeting reminded me:
Wealth isn’t about hustle. It’s about clarity.
At 94, Buffett just handed the keys of Berkshire Hathaway to Greg Abel.
No drama. No panic. Just… a confident transition.
Why? Because the system he built doesn’t depend on him anymore.
It runs on rules, structure, and repeatable principles.
And here’s the kicker:
He said he’s not selling a single share.
Not one.
“I think the prospects of Berkshire will be better under Greg’s management than mine.”
That’s not sentiment.
That’s a man who understands what it means to build certainty into a system.
It’s what I wish I’d learned years earlier — before losing $12K trying to outsmart the market.
It’s why today I trade with a framework that gives me clarity on:
✅ What to invest in
✅ When to enter
✅ When to exit
✅ And how much to risk
No more guesswork.
No more gut feelings.
Just math.
Ask yourself this:
👉 Is your financial future running on a system… or stress?
Because here’s the truth:
Buffett didn’t build his wealth on hustle. He built it on precision.
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If you’re ready to start your own journey, let me know, and I’ll send you the exact blueprint that I used to build a multi-million dollar portfolio.
#WarrenBuffet #FinancialFreedom
27 - 5
Nothing is impossible if you have the will to win and the desire to succeed. <= WRONG!
I used to have this quote plastered on my wall at IBM.
Right next to my computer.
Guess what?
It's complete BS.
Here's why:
Will and desire are like fuel in your car.
Important? Sure.
But useless without:
✅ A clear destination
✅ A reliable vehicle
✅ And most importantly... a MAP
I learned this the hard way trading stocks.
For years, I had all the "will and desire" in the world.
❌ Studied charts for hours
❌ Read every trading book
❌ Watched endless YouTube videos
Still lost money.
Why?
Because I was running on motivation instead of methodology.
It wasn't until I stopped trying to "will" my way to success…
And started building systematic approaches…
That things changed.
The truth is:
❌ Success isn't about motivation.
It's about METHODOLOGY.
❌ Not about inspiration.
It's about IMPLEMENTATION.
❌ Not about desire.
It's about DESIGN.
Want proof?
German cars don't run on willpower
They run on engineering
Planes don't fly on dreams
They fly on aerodynamics
And consistent profits don't come from motivation
They come from proven systems
So here's my revised quote:
"Nothing is impossible if you have:
✅ A proven system
✅ The right tools
✅ And the patience to let them work"
Less inspiring?
Maybe.
More effective?
Absolutely.
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If you’re ready to start your own journey, let me know, and I’ll send you the exact blueprint that I used to build a multi-million dollar portfolio.
#FinancialFreedom #Wealthbuilding #quoteoftheday
36 - 5
Confession time:
I just dropped $547 on Amazon at 10:30PM last night.
gasp
"But Markus, aren't you supposed to be a financial expert? What happened to saving every penny?"
Here's the truth most financial "gurus" won't tell you:
❌ The path to wealth isn't about NEVER spending money...
✅ It's about having a framework that lets you spend WITHOUT derailing your financial future.
Let me explain...
Back in my IBM days, I was the king of financial guilt:
- Ordered takeout? Should've cooked.
- New gadget? Should've waited.
- Concert tickets? Should've invested.
That constant guilt led to a crazy cycle:
• Restrict all spending
• Feel miserable
• Eventually snap
• Blow way too much money
• Feel horrible guilt
• Repeat
(Sound familiar? )
Then I discovered something that changed everything:
𝗧𝗵𝗲 𝟱𝟬/𝟯𝟬/𝟮𝟬 𝗿𝘂𝗹𝗲.
The game-changer? That 30% "fun money" bucket.
It's literally DESIGNED for:
✅ 2AM Amazon sprees
✅ Spontaneous dinners out
✅ Those concert tickets you really want
✅ That new iPhone you're eyeing
And here's the beautiful part:
As long as your fun spending stays within that 30% bucket…
You can buy whatever the hell you want.
❌ NO GUILT.
Because guess what?
That other 20% is already invested and growing...
(Building you real wealth on autopilot)
And your 50% has handled all your actual needs...
(Keeping you financially secure)
It's like having a "guilt-free spending" permission slip...
That ALSO makes you wealthy.
Want to know exactly how this framework works?
Then check out this video I made for you https://www.youtube.com/watch?v=_HWm1...
17 - 0
"Nice car!"
That's what everyone at IBM said when they saw the new 7-series BMWs in the parking lot.
But here's what they didn't say:
❌ "Nice 84-month loan payment!"
❌ "Sweet 25% of your income going to cars!"
❌ "Love how this keeps you chained to your desk for another decade!"
Let me tell you a story that changed my entire perspective on wealth...
Two years into my IBM career, I was "that guy." You know the one:
✅ Good salary
✅ Fancy office
✅ And a burning desire to prove I'd "made it"
So I did what every other "successful" executive did:
I headed to the BMW dealership.
The salesman's eyes lit up when he saw my IBM badge.
(They knew their target market well...)
But something stopped me that day.
A simple math equation.
See, between the car payment, insurance, and maintenance, that status symbol would've eaten up nearly 18% of my monthly income.
Add that to my other "needs," and I'd be burning 70% of my salary just trying to look successful...
...while actually getting further from real wealth.
Here's what nobody tells you about status symbols:
⚠️They're designed to keep you trapped.
Because the more you LOOK wealthy, the less wealth you actually build.
But there’s a simple framework that can help you transition from:
- Impressing others → Impressing your bank account
- Status symbols → Systematic wealth building
- Looking rich → Actually becoming wealthy
Want to know what it is?
Watch the full video here https://www.youtube.com/watch?v=_HWm1...
#Budgeting #WealthBuilding #FinancialFreedom
30 - 4
I Used to Work Hard for Money, Now I Have My Money Working Hard for Me - Discover the “Lazy Investor’s” Blueprint for Financial Freedom and Start Living Your Dream Life
Tired of the daily grind? I’ve been there. As a former IBM employee, I know the frustration of working long hours with little to show for it. But I found a better way.
I’m Markus Heitkoetter, and I’ve cracked the code to financial independence. Using my “Lazy Investor” approach, I’ve built a fortress of wealth that generates passive income while I sleep. Now, I’m here to show you how to do the same.
Ready to have your money work for you? Let’s build your financial fortress together.